Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Dreaming Up an Active Retirement When you retire, how will you treat your next chapter? Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).